Job Details

Credit Review Officer

More than 135 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. These core values shape our culture, and we were recently Great Place to Work Certified because of our outstanding workplace culture and employee experience. As well, our financial strength and stability are key reasons Forbes named us one of the Best 100 Banks in America for the ninth consecutive year.

With more than $16 billion in assets and 135 branch locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.

Join our team as a Credit Review Officer and play a key role in safeguarding the quality and accuracy of our loan portfolio. In this role, you'll help ensure sound credit practices, strengthen risk management, and support our commitment to doing the right thing for our clients and our communities. You'll work closely with lending teams across the bank and contribute to a culture built on teamwork, integrity, and continuous learning.

In this role you'll:

• Analyze and review credit and collateral files to identify any documentation gaps, emerging risks, or technical exceptions.
• Evaluate the financial condition and creditworthiness of borrowers to determine the accuracy of assigned risk ratings.
• Discuss any observations or findings with lending staff and the Credit Examiner leading the review.
• Prepare clear, well written findings and contribute to final examination reports.
• Participate in problem loan calls as needed to stay informed of workout activity.
• Conduct quality assurance reviews of newly originated loans on a monthly basis.
• Assist with sample selection for examinations, using insights gained from desk reviews and monthly reporting.
• Lead unit credit examinations and guide the review process from start to finish.
• Support ongoing training and any new improvement initiatives for the Credit Review team.
• Ensure adherence to bank policies, procedures, security requirements, and regulatory standards.

What we're looking for:

• You have a Bachelor's Degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required).
• You have 4 or more years of experience in internal loan review, regulatory examination, and/or commercial credit, including commercial or real estate lending (Required).
• An equivalent combination of education and experience can be considered in lieu of a degree.

What helps you shine:

• You have strong knowledge of sound lending practices and bank lending guidelines.
• You bring a thorough understanding of loan documentation and collateral perfection.
• You demonstrate strong financial analysis skills and attention to detail.
• You understand and can interpret federal and state regulations related to consumer, commercial, and real estate lending.
• You are proficient with Word, Excel, and Microsoft Windows and willing to learn additional programs / systems.
• You communicate clearly and effectively, both in writing and verbally.
• You are comfortable working in an office environment and able to lift up to 25 pounds.

Travel:

• 20%

Our Company Values:

• Do the right thing
• Mutual respect
• Teamwork
• Accountability

What Our Team Says:

"I have the opportunity to learn and grow every day in my current role. I love the work life balance, knowing that we work hard, and strive for high performance but we are celebrated."

Compensation & Benefits:

• Targeted starting salary range (based on experience): $88,657-116,819
• Annual incentive potential
• Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
• Paid vacation time, sick time and 11 company paid holidays
• 401k (with up to 4% match)
• Tuition reimbursement