Job Details

Position: Banking Architect

Location: Remote

Employment Type: Full-time

Department: IT/Technology

Reports To: CTO or Director of IT Architecture

Job Overview

Job Description: Banking Architect (Loan and Mortgage Expertise)

We are seeking anexperienced Banking Architect with a strong background in loan and mortgage products to join our innovative team.

As a Banking Architect, you will play a critical role in designing and implementing scalable, secure, and efficient technology solutions that support our loan and mortgage operations.

You will work closely with cross-functional teams, including business analysts, developers, and operations teams, to ensure that the architecture aligns with business objectives and meets regulatory requirements.

Your expertise will drive the digital transformation of our lending platforms and optimize the customer experience throughout the loan lifecycle.

Architectural Design & Strategy:

Lead the architectural design for the development and enhancement of loan and mortgage processing systems, ensuring scalability, security, and regulatory compliance.

Develop comprehensive architecture blueprints, including integration, data flow, and application architectures.

Provide strategic guidance on technology and architectural best practices for loan origination, servicing, underwriting, risk management, and payment systems.

Loan and Mortgage System Implementation:

Collaborate with product teams to design and implement loan and mortgage solutions that automate processes such as origination, approval, servicing, and closure.

Design and configure solutions for various loan products, including home loans, personal loans, commercial loans, and revolving credit.

Lead integration of loan systems with core banking systems, third-party vendors, and payment gateways.

Digital Transformation & Innovation:

Drive the adoption of modern technologies such as cloud platforms, APIs, and microservices to enable digital lending, improve the customer journey, and enhance operational efficiency.

Evaluate and implement innovative solutions for automating underwriting, loan approval, and mortgage servicing processes, including AI and machine learning applications.

Identify opportunities to leverage fintech solutions and advanced analytics to enhance loan and mortgage offerings.

Regulatory Compliance & Risk Management:

Ensure that architectural designs comply with industry regulations, including CFPB, Dodd-Frank, Basel III, and other local and global regulations applicable to loan and mortgage processing.

Support the implementation of risk management frameworks and ensure loan and mortgage systems have the necessary controls for fraud detection, data privacy, and security.

Design solutions for mortgage-backed securities (MBS) and ensure compliance with reporting standards.

Collaboration & Stakeholder Engagement:

Thanks & Regards,

Manikanth Dhamolu

US IT Technical Recruiter,

Email: ...@kaavinc.com Ph: 847-###-####: Ext:115

LinkedIn:

Kaav Inc.