Job Details

Genesis10 is currently seeking a Business Analyst for a 12-month contract role with our financial client in Minneapolis, MN.

Compensation: $45.00 - $50.00 per hour W2, depending on skill and experience level.

Summary:
The purpose of this position is to support and influence business decisions in the home lending space. This role is expected to evaluate mortgage loan data and applicable documentation to determine eligibility, acceptability, and compliance with applicable state, federal and investor guidelines.

Requirements:

• Perform analysis on conventional conforming and Non-Agency Jumbo as well as HELOC/HELOAN loan data.
• Perform pre and post purchase due diligence reviews including preparing correspondence, deficiency clearing and additional tasks as necessary
• Analyze complex tax returns and accurately calculate income.
• Identify key loan factors impacting borrower eligibility, property eligibility, and credit qualification for complex or atypical financial profiles, collateral, and loan structures.
• Identify and summarize exception loans for escalation to leadership for business decision.
• Input data and notes into appropriate loan system.
• Maintain quality and production standards as set forth by management.
• Effectively communicate, orally, in writing, and via email, the decisions reached as to maintain positive working relationships with internal and external stakeholders.
• Ability to explain specific reasons for negative purchase decisions and recommend possible solutions.
• Collaborate with internal partners such as Risk, Product, Compliance, and Legal as necessary
• Provide support for Internal and External audit requests as well as internal control testing
• Work with leadership on credit policy updates including regular review of agency, competitor, and regulatory requirements for adoption

Desired Skills:
The ideal candidate for this position must possess:

• Mortgage underwriting experience with the ability to ability to demonstrate self-sufficiency with accessing, processing and interpreting information.
• The ideal candidate will also have servicing knowledge including line management review and subordination requests, as well as experience with property and credit underwriting requirements of Client, FHLMC, Non-Agency Jumbo, FHA, VA, HELOC/HELOAN and other loan programs.
• Ability to work independently, analyze data, take and recommend appropriate actions with minimal supervision.

Only candidates available and ready to work directly as Genesis10 employees will be considered for this position.

If you have the described qualifications and are interested in this exciting opportunity, please apply!

About Genesis10:
Ranked a Top Staffing Firm in the U.S. by Staffing Industry Analysts for six consecutive years, Genesis10 puts thousands of consultants and employees to work across the United States every year in contract, contract-for-hire, and permanent placement roles. With more than 300 active clients, Genesis10 provides access to many of the Fortune 100 firms and a variety of mid-market organizations across the full spectrum of industry verticals.
For contract roles, Genesis10 offers the benefits listed below. If this is a perm-placement opportunity, our recruiter can talk you through the unique benefits offered for that particular client.

Benefits of Working with Genesis10:

• Access to hundreds of clients, most who have been working with Genesis10 for 5-20 years.
• The opportunity to have a career-home in Genesis10; many of our consultants have been working exclusively with Genesis10 for years.
• Access to an experienced, caring recruiting team (more than 7 years of experience, on average.)
• Behavioral Health Platform
• Medical, Dental, Vision
• Health Savings Account
• Voluntary Hospital Indemnity (Critical Illness & Accident)
• Voluntary Term Life Insurance
• 401K
• Sick Pay (for applicable states/municipalities)
• Commuter Benefits (Dallas, NYC, SF, and Illinois)

For multiple years running, Genesis10 has been recognized as a Top Staffing Firm in the U.S., as a Best Company for Work-Life Balance, as a Best Company for Career Growth, for Diversity, and for Leadership, amongst others. To learn more and to view all our available career opportunities, please visit us at our website www.genesis10.com.

Genesis10 is an Equal Opportunity Employer. Candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran

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