Job Details

Job Description

Credit Analyst - Consumer Finance (Full-Time, Remote or Office)

Compensation: $50,000 - $60,000 base salary (depending on experience)
Job Type: Full-Time
Schedule: Flexible | Rotating Weekends
Location: Remote

About the Role

We are hiring a Credit Analyst to support a high-volume consumer finance and sales operation. This role is ideal for professionals with 2-4 years of experience in credit, lending, or finance who have begun taking on lead, senior, or mentoring responsibilities and are ready for increased ownership and visibility.

You will work closely with sales teams and lenders to evaluate credit applications, secure customer-acceptable approvals in real time, and ensure smooth financing outcomes for customers.

Key Responsibilities
• Review consumer credit applications and determine the most appropriate lender for submission
• Secure customer-acceptable approvals while sales representatives are with the customer
• Communicate lender terms, approvals, and stipulations clearly to sales teams
• Assist with collection of signed loan documents and required lender conditions
• Track and log daily credit application activity accurately in internal systems
• Monitor lender performance and escalate issues or trends to leadership
• Serve as a trusted point of contact for sales teams on financing questions
• Maintain strict confidentiality of customer and financial information
• Support workflow consistency, quality control, and process improvement initiatives
• Work a flexible schedule, including rotating weekends, aligned with sales demand

Qualifications
• 2-4 years of experience in credit analysis, consumer finance, lending, or underwriting
• Experience in Home Improvement Finance or Automotive Finance strongly preferred
• Prior experience in a lead, senior, or training role (formal or informal) preferred
• Strong understanding of credit applications, lender programs, and approval workflows
• Confident communicator with sales-facing experience
• High attention to detail with the ability to manage multiple applications at once
• Ability to work independently in a fast-paced, performance-driven environment
• Strong ethics, discretion, and commitment to confidentiality

Why Join Us
• Competitive base salary with performance upside
• Clear runway into senior or leadership roles within credit operations
• High exposure to sales leadership and operational decision-making
• Flexible work environment with long-term stability and growth